Android Pay vs Apple Pay


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Android Pay
With Android Pay, you can simply unlock your phone like you normally do, place it near a merchant’s contactless terminal, and you’re good to go. Android Pay does all the heavy lifting. You don’t even need to open an app—just tap and go. You’ll also see a payment confirmation and get transaction details right on your phone.
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Apple Pay
Apple Pay will change how you pay with breakthrough contactless payment technology and unique security features built right into the devices you have with you every day. So you can use your iPhone to pay in a simple, secure, and private way.

Latest news about Android Pay and Apple Pay:



18.04.17. PayPal teams up with Android Pay for mobile payments. PayPal and Google announced an effort aimed at allowing PayPal to expand its footprint both within mobile applications as well as at brick-and-mortar retailers. The partnership will see PayPal becoming available as a payment method in the Android Pay service, which will allow U.S. users to pay for things like Uber as well as at retailers like Walgreens, and restaurants like Dunkin’ Donuts and Subway. The integration in Android Pay will begin by allowing Android users to select their PayPal balance as a method of payment, but will expand to include the cards users have added to their PayPal account in the months ahead.



14.06.16. Apple takes on PayPal with Apple Pay on the web. Apple announced that Apple Pay is coming to the web this fall. Mac users will be able to pay online in Safari using a “Pay with Apple Pay” button, and authenticate their purchase using Touch ID on their phone or watch. Previously, Apple Pay could only be used in select iOS apps, as well as at physical retail stores. While retail partners will need to integrate Apple Pay into their checkout flow, Apple said it has already signed up tons of merchants to the payment platform. These include companies like Target, Expedia, United Airlines, and more. Apple also announced Apple Pay will launch in Switzerland, France, and Hong Kong this summer.



09.06.15. Apple rebrands Passbook to Wallet extends Apple Pay to UK. Apple decided to rename the Passbook app to Apple Wallet to make it relevant with updated Apple Pay service. Alongside adding your usual debit and credit cards, Apple Pay now lets you add store cards as well as loyalty and rewards cards. Kohl’s, JC Penney and BJ’s will be the first retailers on the platform to offer Apple Pay compatibility with their own store credit cards. Beyond that, Kohl’s, Walgreens and Dunkin Donuts will be bringing rewards cards to the Apple Pay platform. This comes alongside a major expansion to Apple Pay, which is headed to the UK and will soon be compatible with 70 percent of the UK’s debit and credit cards. Plus, Apple has just announced a new partnership with Square, which will release a new card reader that will let small businesses take Apple Pay payments and credit card chip payments (no card swipes, however).



29.05.15. Google launched Android Pay in US. Google has introducted Android Pay - the service which will let people use a "single tap" to pay for things either in apps or at brick-and-mortar stores. The new service will also integrate rewards programs for repeat customers. The existing Google Wallet service will pivot into a way to transfer money between people in a similar fashion to Venmo or Square. Google is playing catch up to Apple Pay, which debuted in September 2014. One of the biggest differences between this effort and its initial payments product are the deals that Google has struck. American Express, Visa, Mastercard, and Discovery are on board with Android Pay. The system also works in more than 700,000 stores in the U.S. that accept "contactless payments" as well as in apps for a variety of companies.



21.10.14. Apple launched own payment system Apple Pay. Apple has added a wallet to its iPhones - Apple Pay, which will let iPhone 6 and iPhone 6 Plus users tap their devices at retail checkout terminals to pay for items. The wallet service requires Apple's Touch ID fingerprint authentication and an iPhone with near field communication (NFC) technology, which is only featured on the iPhone 6 and iPhone 6 Plus. Apple Pay just needs the card info - you can either scan the card or input the information manually. For now, Apple’s new payment service will enable shoppers to buy items at more than 220,000 stores in US. Participants in the Apple Pay service include Macy’s, Bloomingdales, Wallgreens, Duane Reade, Subway, McDonalds. But many retailers - including the nation’s largest, Wal-Mart Stores Inc. - aren’t part of Apple’s network. Only a minority have machines capable of reading the near-field communication radio signal that makes Apple Pay work.