Android Pay vs Google Wallet


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Android Pay
With Android Pay, you can simply unlock your phone like you normally do, place it near a merchant’s contactless terminal, and you’re good to go. Android Pay does all the heavy lifting. You don’t even need to open an app—just tap and go. You’ll also see a payment confirmation and get transaction details right on your phone.
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Google Wallet
Google Wallet is an easier way to pay in stores, pay your friends and pay online. Shop in stores with all your loyalty, offers and gift cards in one place. Send money to friends and they can spend it instantly with the Google Wallet Card. Store your gift cards and loyalty programs and leave the plastic cards behind. Send money to any friend in the US with an email address or request money from them while on-the-go. It's easy, fast, and free to send directly from your bank account or Wallet Balance.

Latest news about Android Pay and Google Wallet:



18.04.17. PayPal teams up with Android Pay for mobile payments. PayPal and Google announced an effort aimed at allowing PayPal to expand its footprint both within mobile applications as well as at brick-and-mortar retailers. The partnership will see PayPal becoming available as a payment method in the Android Pay service, which will allow U.S. users to pay for things like Uber as well as at retailers like Walgreens, and restaurants like Dunkin’ Donuts and Subway. The integration in Android Pay will begin by allowing Android users to select their PayPal balance as a method of payment, but will expand to include the cards users have added to their PayPal account in the months ahead.



29.05.15. Google launched Android Pay in US. Google has introducted Android Pay - the service which will let people use a "single tap" to pay for things either in apps or at brick-and-mortar stores. The new service will also integrate rewards programs for repeat customers. The existing Google Wallet service will pivot into a way to transfer money between people in a similar fashion to Venmo or Square. Google is playing catch up to Apple Pay, which debuted in September 2014. One of the biggest differences between this effort and its initial payments product are the deals that Google has struck. American Express, Visa, Mastercard, and Discovery are on board with Android Pay. The system also works in more than 700,000 stores in the U.S. that accept "contactless payments" as well as in apps for a variety of companies.



10.04.15. Google Wallet integrates with Shopify and other merchant platforms. Google Wallet mobile payment system is adding some key integrations with merchants and merchant platforms. Customers that use Android apps from Dunkin’ Donuts and Seamless, and merchants that build online stores through Shopify, will now all be able to access Google Wallet to make and accept quick payments. In November Google Wallet was also integrated with Papa John’s Android app, as well as merchant platforms ChowNow and Shopgate. But overall it has been a relatively slow rollout for Google Wallet: before today, there were only around 30 mobile sites and 30 apps integrated with the product. To date, the payment services of Google Wallet are restricted to U.S. users and businesses only, although the company has now started to extend the ability to transfer money, another aspect of Wallet, to international markets, opening it up to Gmail users in the UK.



24.02.15. Google acquired Softcard to power its Wallet. Just after Samsung acquired LoopPay to challenge Apple Pay's increasing dominance in mobile payments, Google also makes its step. It announced that it has acquired technology from mobile payments app Softcard, and that Google Wallet will soon come pre-installed on Android phones from three of the four largest U.S. carriers later this year. Softcard app (like Google Wallet and Apple Pay) relies on near-field communications (NFC) for its mobile payments.  Google Wallet allows users to make purchases at brick-and-mortar retailers by tapping their phones on contactless payment terminals. Though it predates Apple Pay by a number of years, Google's NFC payments system never achieved the visibility of Apple Pay, despite positive reviews.



2013. Google integrates Wallet into GMail. Google Wallet was launched a couple of years ago as a futuristic payment service for offline stores via smartphone. However, this trick had no success (even in the US) due to the lack of NFC-smartphones among users and the lack of NFC-terminals in the stores. But not to loose the beautiful name, Google first combined Google Wallet with its online payment service Google Checkout, and now Checkout will disappear and Wallet will remain the only Google's payment service. Maybe it will be a surprise to you, but if you have bought something in the Play Market (app or book), then you already have a Google Wallet account. And soon, you probably will be able to send money to other Wallet users and receive money from them (like in PayPal). And you'll be able to do it simply by sending an email from GMail and attaching the desired amount (as shown in the video). For while this feature will be only available in the US.



2011. Google Wallet: How it works. Today, Google has launched a new service - Google Wallet, which allows to pay for goods in stores with the help of a smartphone. Of course, it's more the future than the present technology even in US. But it's interesting to see how we'll pay in the future. For a user Google Wallet is a mobile application that is installed on a smartphone. In this application you enter your bank card details (or get a card directly from Google) and add your loyalty cards. Then, with your smartphone you go to the store and when approaching the point of sale, launch the Google Wallet application, enter your PIN-code, select a card, tap the terminal with your smartphone, and ... your money fly to the retailer.